Cottonwood Homes with Cash to Loan New Financing

4 Beds ⋅ 2 Baths ⋅ 7079278 MLS ⋅ 1,892 SqFt.

Located in Cottonwood's greenbelt with water rights through the Cottonwood Ditch Association and no HOA, this 2022-built 4-bedroom, 2-bath home combines the peace of mind of newer construction with lush, established outdoor spaces. This mini-homestead features an automatic irrigation system serving multiple fruit trees, raised garden beds, a lush lawn and beautiful flowering gardens designed for successive blooms throughout the growing season. Inside, 10-foot ceilings throughout enhance the spacious feel of the thoughtful split floor plan. The generously sized kitchen features quartz countertops, a gas range and shaker-style cabinetry. Quality construction includes spray-foam insulation, a post-tension slab and stucco exterior, contributing to energy efficiency. A large covered east-facing back patio provides welcome afternoon shade and overlooks the landscaped yard and gardens. Parking is plentiful with an attached 3-car garage plus an additional level parking pad large enough for a mid-size RV, trailer or boat along the front side yard. Conveniently located near the shops, restaurants and entertainment of Old Town Cottonwood, as well as Riverfront Park and Dead Horse Ranch State Park. 2024 six-person hot tub is negotiable. One owner is an active real estate agent in the State of Arizona.

871 N 15th Street, Cottonwood

$830,000

4 Beds ⋅ 4 Baths ⋅ 7079065 MLS ⋅ 2,599 SqFt.

Craftsman-style home with upgrades in an excellent location near Old Town Cottonwood! Beautiful designer landscaping, decorative rock walls, and four distinct patio and firepit areas create exceptional spaces for outdoor entertaining. The flexible floor plan offers exciting possibilities for full-time living, multigenerational use, or investment income. R-3 zoning may allow the property to function as 3 separate rental units. The upper level features three bedrooms, including an ensuite, two bathrooms, a comfortable living area, kitchenette, and laundry. Downstairs offers a spacious living area, full kitchen, primary bedroom and bathroom, additional half bath, and a second laundry area. Separate entrances make it possible to live in one portion while renting the other, or use it as a dual vacation rental. Additional features include 9-foot ceilings, designer cabinetry, quartz countertops, luxury vinyl plank flooring throughout, an Energy Star Indoor airplus package, and high-speed 1-gig fiber internet. The two-car garage is equipped with its own mini-split heating and cooling system. A thoughtfully designed property offering remarkable versatility just minutes from the shops, restaurants, wineries, and entertainment of Old Town Cottonwood.

375 Kindra Heights Road, Cottonwood

$489,000

3 Beds ⋅ 2 Baths ⋅ 7078568 MLS ⋅ 1,439 SqFt.

Rare Opportunity in Grey Fox Ridge - Priced to Sell! Welcome home to this beautiful custom-built residence tucked away on a quiet cul-de-sac in the desirable Grey Fox Ridge subdivision of Cottonwood. Built in 2013, this inviting 3-bedroom, 2-bath home offers over 1,400 square feet of thoughtfully designed living space on a 0.13-acre lot, combining privacy, convenience, and an incredible location. Step inside to a bright and welcoming open-concept floor plan designed for comfortable everyday living and effortless entertaining. The kitchen flows seamlessly into the main living area and features stainless steel appliances, creating the perfect gathering space for family and friends. One of the home's greatest advantages is its location--within walking distance of vibrant Old Town Cottonwood, where you can enjoy charming shops, restaurants, wine tasting rooms, cafés, galleries, and the lively atmosphere of historic Main Street. Imagine leaving the car at home and strolling into town for dinner, shopping, or an evening out. Solar panels add another desirable feature, while the quiet cul-de-sac setting provides a wonderful sense of privacy. Whether you're searching for a primary residence, second home, or investment property, this home offers an exceptional combination of location, lifestyle, and value. A rare opportunity in Grey Fox Ridge, priced to sell--come experience the charm of this beautiful home and the Old Town Cottonwood lifestyle!

1520 Whitetail Run, Cottonwood

$399,000

3 Beds ⋅ 2 Baths ⋅ 7078193 MLS ⋅ 1,356 SqFt.

Welcome home to this beautifully updated property where comfort, style, and functionality come together! Featuring a new roof and new LVP flooring installed in 2025, this home offers peace of mind and move-in-ready appeal. The spacious split-bedroom floor plan provides excellent privacy, while the primary suite creates a true retreat with an updated spa-like bathroom featuring a beautifully tiled shower and radiant heated flooring. French doors from the primary bedroom open directly to the covered patio, creating an effortless connection to the peaceful backyard. The guest bathroom has also been thoughtfully refreshed with an updated vanity, new toilet, and tiled shower/tub combination. At the heart of the home, the living room, kitchen, and dining area flow together in a generous great-ro om layout with vaulted ceilings, complete with a cozy wood-burning fireplace and stainless-steel kitchen appliances. Step outside to enjoy mature pine trees, low-maintenance turf grass, and a gas fire pit--perfect for relaxing or entertaining. Plenty of parking is available, including RV parking with hookups. Leased solar helps keep utility costs low, adding even more value to this already well-appointed home. Located near public access to the Verde River and the Duck Pond, yet safely outside the floodplain. This property offers an ideal blend of convenience, recreation, privacy, and everyday comfort.

2220 S Puma Circle, Cottonwood

$324,900

3 Beds ⋅ 2 Baths ⋅ 7078071 MLS ⋅ 1,600 SqFt.

This truly custom home is perfectly situated on a corner lot--one of the nicest in the community--with panoramic Sedona Red Rock and Sycamore Canyon views in one direction and extraordinary Mingus Mountain views in the other. Beautifully upgraded and thoughtfully designed, it has the feel of a model home, yet the warmth and comfort of a home made to be lived in. There simply isn't another custom home like this in the community. And at this price, it won't be available long. Bright, open, immaculate, and incredibly comfortable, the approximately 1,600 sq. ft. home features 9-foot ceilings, 4 sliding glass doors, 8 transom windows, custom paint, 5-inch baseboards, designer lighting, custom pendant lights, ceiling fans throughout, and solar/light tubes that bring even more natural light into the home. The gorgeous front door features an upper glass window and security screen door. The gourmet kitchen is both sophisticated and highly functional, centered around an enormous extended Quartz island with a beautiful custom green finish and no sink, providing exceptional workspace. Solid soft-close cabinetry, easy-access drawers, 36-42" upper cabinets, custom floating shelves, white subway tile, an apron-front porcelain farmhouse sink (that looks out toward Sedona's Red Rocks), reverse osmosis, stainless-steel appliances, a like-new induction cooktop, double oven, and striking chimney-style vent hood create a kitchen that is as beautiful as it is practical. Two walk-in pantries--one in the kitchen and one in the laundry room--provide abundant storage. The spacious primary suite offers a private sliding glass door with transom windows, a generous walk-in closet with additional rods and custom shelving, dedicated linen storage, and a beautifully finished bath with double Quartz vanities, undermount sinks, tile backsplash, medicine cabinets, and an oversized walk-in shower. The shower features 12x24 textured tile extending to the ceiling, a rain shower head, and built-in bench. The third bedroom is especially versatile, featuring a built-in Queen-size Murphy bed, custom linen cabinet and shelving, two large east-facing windows with views toward Mingus Mountain and Jerome, plus a south-facing window bringing in beautiful natural light. Outside, the setting truly shines. Approximately 50 feet of Trex decking spans the entire back of the home, creating an incredible outdoor living space overlooking unobstructed Red Rock and Sycamore Canyon views. A gas fire pit makes the deck perfect for relaxing and entertaining, and the straight-on view provides a front-row seat to the community's Fourth of July fireworks. The oversized front Trex porch offers an equally impressive view of Mingus Mountain. A raised garden and much of the mature cactus on the back deck convey, while the established cactus garden in the front yard adds to the home's charm. The oversized laundry room features a stylish barn door, extended linen shelving, walk-in pantry storage, and includes the washer and dryer. The spacious 21' x 23' two-car garage offers additional room along both sides and the front, plus an insulated garage door, water softener, and 40-gallon water heater. High-quality custom window coverings throughout include blackout blinds in the bedrooms, sheer fabric panels, and up-and-down shades. The 75" Samsung Living Room TV and weather station also convey. Add in the wonderful amenities of this 55+ community, and you have a home that is genuinely different from the usual. Custom, beautifully maintained, exceptionally well-appointed, and surrounded by views that are hard to duplicate--this is a rare opportunity to enjoy a truly special home at an exceptional price. EXCEPTIONAL VIEWS & OUTDOOR LIVING Unobstructed Sedona Red Rock & Sycamore Canyon views from the back porch and deck Extraordinary Mingus Mountain views from the oversized front Trex porch Approximately 50' of Trex decking spanning the entire back of the home Expansive back deck designed to take full advantage of the views Gas fire pit on the back deck Direct sightline from the back deck to enjoy the community's Fourth of July fireworks Raised garden on the back deck conveys Much of the mature cactus on the back deck conveys Beautifully established cactus garden in the front yard Paver walkway extending to the backyard One of the most spectacular lots in the community GRAND LIVING & ARCHITECTURAL DETAILS Approximately 1,600 sq. ft. with a very open, spacious floor plan Exceptionally bright Living Room with abundant windows and natural light 75" Samsung TV in the Living Room conveys 4 sliding glass doors with 8 transom windows 9' ceilings throughout 5" baseboards Custom paint throughout Beautiful front door with upper glass window and security screen door Designer chandelier and upgraded lighting throughout Custom pendant lighting Brushed nickel hardware Ceiling fans in every room Solar/light tubes throughout the home for additional natural light GOURMET KITCHEN Truly exceptional, beautifully appointed gourmet kitchen Enormous extended Quartz island with built-in cabinetry and no sink, maximizing usable workspace Beautiful custom green finish on kitchen island Solid cabinetry with soft-close doors Easy-access drawers for convenient everyday storage 36-42" tall kitchen cabinets Brushed nickel cabinet hardware Elegant white subway tile backsplash Custom floating shelves Gorgeous apron-front porcelain farmhouse sink Reverse osmosis system Stainless-steel appliances Induction cooktop in like-new condition Double oven Striking stainless-steel chimney-style vent hood Two walk-in pantries--one in the kitchen and one in the laundry room Kitchen window above sink with extraordinary Sedona Red Rock views Thoughtfully designed lower cabinetry, with easy-access drawers and pull-out trash/recycling PRIMARY SUITE Enormous Primary Bedroom Private sliding glass door with transom windows Large walk-in closet with additional rods and custom shelving Dedicated linen closet Double vanity with Quartz countertops and undermount sinks Tile backsplash Additional bank of drawers for exceptional storage Medicine cabinets Luxurious oversized walk-in shower 12x24 textured tile extending all the way to the ceiling Rain shower head Built-in shower bench BATHROOMS Two additional linen closets for abundant storage Second bathroom with 12x24 tile extending to the ceiling Rain shower head Bypass glass shower door Tile backsplash in both bathrooms Executive-height countertops Thick Quartz countertops Undermount sinks Triple cabinetry in the second bathroom Additional bank of drawers in the Primary Bathroom BEDROOM 3 Built-in Queen-size Murphy bed Custom linen cabinet and shelving Two large east-facing windows with beautiful views toward Mingus Mountain and Jerome Large south-facing window providing wonderful natural light and Mingus Mountain views LAUNDRY & STORAGE Oversized laundry room Stylish barn door Extended linen shelving Walk-in pantry with additional shelving Washer & dryer included Extensive storage throughout the home GARAGE & HOME SYSTEMS Spacious 21' x 23' two-car garage Additional space along both sides and at the front of the garage Insulated garage door Extensive garage shelving 40-gallon water heater Water softener located in the garage Most garage shelving conveys WINDOW COVERINGS & LIGHTING High-quality custom window coverings throughout Blackout blinds in all bedrooms Sheer fabric panels for beautiful filtered light Up-and-down shades Designer lighting and custom fixtures throughout Custom pendant lights in the gourmet kitchen Solar/light tubes throughout the home for additional daylight ADDITIONAL DETAILS Built by Champion Custom paint throughout 5" baseboards 9' ceilings Brushed nickel hardware Ceiling fans in every room Weather station conveys 75" Samsung Living Room TV conveys Beautifully upgraded and meticulously maintained throughout

1051 Nicklaus Drive, Cottonwood

$124,900

3 Beds ⋅ 2 Baths ⋅ 7077471 MLS ⋅ 1,568 SqFt.

Owner May Carry! Affordable resort-style living in 55+ community. Nearly 1600 SF home on oversized corner lot awards vast outdoor space & privacy making it stand out. Huge 29' cov'd deck great for cool AZ nights. Back incl a sweet ramp to lg fenced area for small pup. Cozy fireplace & spacious formal dining. Versatile, roomy split plan! Grand-scale kitchen is a chef's dream w/island & storage as far as the eye can see. Off kitchen the breakfast area perfectly hosts the refrigerator to create an independent refreshment zone. Thoughtful design ensures anyone relaxing in the BKF area has instant access to snacks at their fingertips. It brilliantly separates the social space from the main cooking zone keeping the vast workspace open & uninterrupted for the chef. Straight shot to Clubhouse/Pool Rare opportunity to own a beautiful home situated on a vast, premium corner lot! Loaded with desirable features: *New Roof Sections - 2026 and 2022 *Gorgeous open/split and roomy floorplan *Beautiful design *Dual pane windows - excellent insulation & energy efficiency. *Year-round comfort with 3.5 ton Trane A/C unit *Lighted ceiling fans throughout *Gorgeous fireplace with heatilator, adding warmth & ambiance to the living space. *Newer carpeting in the living and formal dining rooms (2025). *Existing furnishing may be available thru separate bill of sale. Pine Shadows (Active 55+ Community) offers top-tier wellness amenities and incredible resort-style relaxation. At the heart of the community, and just a few doors down from Lot 84, sits the beautifully appointed clubhouse. Premium Features & Amenities Include: Premium year-round indoor swimming pool and deeply relaxing spa. Clubhouse Facilities: State-of-the-art, fully equipped fitness center, on-site library, ping pong, billiards room, and spacious banquet rooms. Outdoor Recreation: Dedicated pickleball courts, tennis courts, shuffleboard, bocce ball, horseshoe pits. Community Grounds: Gorgeously manicured trails, scenic picnic areas, BBQ grills, a dog park, and much more. Fantastic Location: Just minutes from Historic Old Town Cottonwood, award-winning dining, and healthcare facilities. Buyer's application must be approved by the park prior to accepting an offer.

2050 W State Route 89a -- Unit 84, Cottonwood

$494,990

3 Beds ⋅ 3 Baths ⋅ 7076633 MLS ⋅ 1,821 SqFt.

Thoughtfully designed with both comfort and flexibility in mind, The Evergreen offers a spacious layout perfect for modern living. This versatile floor plan features 3 bedrooms, plus Den and 2 and a half baths. This homes exceptional upgrades including brushed nickel fixtures and hardware. At the heart of the home, the open kitchen, living and dining areas create a seamless flow ideal for everyday living and entertaining. The Kitchen has White 36'' upper cabinets that feature soft close drawers and cupboards, stainless appliances and electric Range. Enjoy the convenience of a tandem garage, offering extra room for storage, recreational gear, or an additional vehicle. Step outside to the covered patio, where you can relax and take in the outdoors. The Vineyards by Davidson Homes offers

1466 Sangria Drive, Cottonwood

$959,000

3 Beds ⋅ 2 Baths ⋅ 7076602 MLS ⋅ 2,218 SqFt.

Custom craftsmanship, irrigated acreage, and timeless character come together in this one-of-a-kind Cottonwood property. Built in 2018 by the owner/builder, this 2,218 sq ft custom home sits on a full acre of irrigated land in one of Cottonwood's most desirable neighborhoods--with no HOA. From the moment you arrive, the home's craftsmanship is evident. Custom river rock, Western red cedar, and warm wood accents give the exterior a distinctive rustic lodge feel, while the covered front patio creates an inviting space to enjoy the surrounding grounds. Inside, pine wood ceilings and thoughtfully selected finishes continue the home's warm, natural aesthetic. The flexible floor plan offers 3 bedrooms, 2 bathrooms, and a dedicated office that could easily serve as a 4th bedroom. The kitchen is designed for both functionality and entertaining, featuring knotty hickory cabinetry, pull-out drawers throughout, and custom lighting. A beautiful walnut wood wine bar adds an especially unique touch. The primary suite offers a spacious retreat with two separate vanities, while the primary bath features a truly unique piece of local history--a bathtub originally from Lowell Observatory in Flagstaff. Garage space is exceptional, with an attached 2-car garage plus a detached 400 sq ft garage, providing plenty of room for additional vehicles, a workshop, recreational equipment, storage, or hobbies. Outside, the full acre of irrigated property provides room to garden, entertain, or simply enjoy the space and privacy that are becoming increasingly hard to find. A private well adds another layer of flexibility, while the absence of an HOA gives you the freedom to make the property your own. With its custom construction, natural materials, irrigated acreage, unique architectural details, and substantial garage space, this is a property that offers something well beyond the ordinary.

400 N Rio Arriba --, Cottonwood

$45,000

7076445 MLS

Vacant commercial parcel located in Verde Village 3. Zoned C-2, General Sales & Services, Density District 3, offering potential for a variety of commercial, retail, sales, service, vehicle-related, and other permitted uses. Natural vegetation provides an appealing setting. Buyer to verify zoning, permitted uses, utilities, access, setbacks, and all development requirements with Yavapai County Development Services.

2674 S Union Drive Unit 802, Cottonwood

$45,000

7076444 MLS

Vacant commercial parcel located in Verde Village 3. Zoned C-2, General Sales & Services, Density District 3, offering potential for a variety of commercial, retail, sales, service, vehicle-related, and other permitted uses. Natural vegetation provides an appealing setting. Buyer to verify zoning, permitted uses, utilities, access, setbacks, and all development requirements with Yavapai County Development Services.

2670 S Union Drive Unit 801, Cottonwood

$70,000

7076423 MLS

Vacant commercial parcel located in Verde Village 3. Zoned C-2, General Sales & Services, Density District 3, offering potential for a variety of commercial, retail, sales, service, vehicle-related, and other permitted uses. Natural vegetation provides an appealing setting. Buyer to verify zoning, permitted uses, utilities, access, setbacks, and all development requirements with Yavapai County Development Services.

2666 S Union Drive Unit 800, Cottonwood

$459,000

3 Beds ⋅ 3 Baths ⋅ 7075583 MLS ⋅ 1,920 SqFt.

Welcome home to this charming property nestled on a premium .47-acre lot with panoramic views. The functional floor plan features an expanded kitchen and dining area, french doors opening to an extended patio, and a private backyard perfect for enjoying the scenic surroundings. Additional features include gas heat, central air, central vacuum, reverse osmosis, security and sprinkler systems, gutters, RV parking, and an oversized garage with extra storage. The laundry room even includes a convenient half bath. With a generous lot, beautiful views, and plenty of space both inside and out, this home offers a wonderful opportunity to make it your own.

911 E Rio Mesa Trail, Cottonwood

Cottonwood Homes with Cash to Loan New Financing

Newest Cottonwood Homes with Cash to Loan New Financing