Flagstaff Homes with Conventional New Financing

Welcome to Flagstaff, Arizona – a charming mountain town nestled in the heart of Coconino County, where stunning natural beauty meets a vibrant community spirit. Known for its breathtaking landscapes, Flagstaff is surrounded by the majestic San Francisco Peaks and offers year-round outdoor adventures, from skiing in the winter to hiking and mountain biking in the summer. The city's rich history, vibrant arts scene, and proximity to the Grand Canyon make it a unique place to call home.

Flagstaff boasts a diverse real estate market that caters to a variety of lifestyles. Whether you’re a first-time homebuyer or looking to invest in a second home, you’ll find a range of properties that can be financed through conventional new financing options. This means that your dream home in this picturesque city can be more accessible than ever. With a median home price that reflects the area's desirability, you can enjoy the benefits of homeownership while taking advantage of competitive interest rates and favorable loan terms.

In addition to its stunning scenery and outdoor activities, Flagstaff offers a thriving downtown area filled with local shops, restaurants, and cultural events. The community is known for its friendly atmosphere and commitment to sustainability, making it an ideal place for families, young professionals, and retirees alike.

Explore the possibilities of living in Flagstaff, where your new home awaits amidst the pines, and experience the perfect blend of adventure and tranquility. With conventional financing options available, now is the perfect time to invest in your future in this enchanting city.

Newest Flagstaff Homes with Conventional New Financing

$1,875,000

3 Beds ⋅ 3 Baths ⋅ 7079667 MLS ⋅ 2,048 SqFt.

1757 Bent Tree Circle #16- nestled over Pine Canyon driving range and walking distance to club amenities. The single-level home, featuring a gated courtyard entry, is newly finished and perched among the trees, creating a treehouse feel with expansive open space for four-season mountain living. The luxury finishes begin with luxury vinyl wood floors throughout, quartz countertops with a full-height backsplash, additional wine refrigerator, Wolf stainless steel appliances, gas cooktop, custom wood hood and glass cabinet accents. Each bathroom features custom floors such as herringbone mosaic marble with timeless white tile shower walls, quartz counters and large glass enclosures. The rooms are large; you have a dual primary suite and junior ensuite which is larger than the primary suite The third bedroom has a shared bath. There are no steps; the HOA maintains the roof and exterior. Truly live your best life in the exclusive guard gated Pine Canyon community. ***DINING ROOM LIGHT DOES NOT CONVEY*** The home is offered furnished for 1.9. Please inquire about the furnishings, which will be delivered no later than 9.30.26. 1.875 unfurnished. Social and golf membership can be purchased separately through Pine Canyon Club. Pine Canyon is built around a country club + outdoor lifestyle: golf is the centerpiece, but the real draw is the combination of luxury clubhouse living, spa/fitness, and easy access to Flagstaff's mountain environment. Clubhouse membership is optional.

1757 E Bent Tree Circle Unit 16, Flagstaff

$318,000

2 Beds ⋅ 2 Baths ⋅ 7079567 MLS ⋅ 952 SqFt.

Centrally located 2-bedroom townhome for sale in Flagstaff, Arizona, with Mount Elden views from the upstairs balcony. This move-in-ready home features a wood-burning stove and all appliances included. The central Flagstaff location puts you minutes from Buffalo Park, Flagstaff Urban Trail System hiking trails, historic downtown Flagstaff, Northern Arizona Healthcare, and Northern Arizona University. The HOA fee covers water, sewer, trash, and flood insurance -- a low-maintenance option for primary residents, second-home buyers, and investors alike. Buyer to verify all HOA details.

2200 E Dortha Avenue Unit T, Flagstaff

$994,000

4 Beds ⋅ 4 Baths ⋅ 7078418 MLS ⋅ 2,480 SqFt.

Welcome to your dream home in Rural Flagstaff! Built in 2020 on 2.5 fenced acres, this 2,480 sq ft residence offers privacy & modern comfort. The split floorplan features a primary suite on one side & two bedrooms with private baths on the other. An open-concept great room connects the living, dining & kitchen areas. An additional bedroom off the living room includes a half bath & works perfectly as an office or gym. Key highlights include: RV Hook ups for traveling guests. Energy Efficiency: Solar system to lower electricity bills. Comfort: Central A/C for summer months. Outdoor Living: Hot tub with mountain sunset views. Enjoy peaceful Doney Park living, just minutes from Flagstaff's shopping, dining, and outdoor recreation.

5085 Wade Lane, Flagstaff

$485,000

4 Beds ⋅ 3 Baths ⋅ 7077244 MLS ⋅ 1,654 SqFt.

Welcome home to this spacious 4-bedroom, 3-bath home in desirable Railroad Springs! Featuring a new roof just one year old, solar, central A/C, an instant hot water heater, and a new sliding glass door, this home is move-in ready. Enjoy a large, low-maintenance backyard perfect for entertaining, plus a 2-car garage with a built-in workbench and plenty of storage. Conveniently located just minutes from NAU, Downtown Flagstaff, shopping, dining, and easy access to Snowbowl. With 4 bedrooms and 3 full baths, this home offers incredible flexibility for families, college students, a second home, or investment property!

2461 W Coronado Avenue --, Flagstaff

$4,900,000

7076794 MLS

HUGE DEVELOPMENT OPPORTUNITY in the heart of Flagstaff! This 3.06-acre vacant parcel comes with City-approved site plans for a 34-unit manufactured home community, offering a rare opportunity for an investor or developer to step into a project with significant groundwork already completed. The approved plan features 34 manufactured home sites, creating strong potential for both home sales and ongoing lot-rent income. Located in an incredibly convenient area within walking distance to Northern Arizona University, Downtown Flagstaff, shopping, restaurants, and everyday amenities, this location offers outstanding accessibility and long-term investment potential. With limited land available in the city of Flagstaff, opportunities like this are hard to find. Whether you're looking to develop, hold, or create a long-term income-producing community, 703 S Blackbird Roost offers tremendous possibilities in one of Northern Arizona's most desirable locations.

703 S Blackbird Roost -- Unit '-', Flagstaff

$1,595,000

4 Beds ⋅ 4 Baths ⋅ 7076614 MLS ⋅ 3,131 SqFt.

1818 Magnolia, Flagstaff Arizona is a blend of mountain modern with a touch of cabin in the high country feel, among the tall pines. The home is tastefully finished with timeless features, wood floors, rock gas fireplace, waterfall island and patio over looking open space. On the main level there are two bedrooms or a primary bedroom and an office (which has a closet); upstairs, there are 3 bedrooms, a game room and two baths. The natural light throughout allows the space to feel open and airy while covetting privacy. The yard has an expansive paver area as well as professionally landscaped tree and grass area for all season enjoyment. The neighborhood allows for short term rentals.

1818 E Magnolia Drive, Flagstaff

$752,900

3 Beds ⋅ 2 Baths ⋅ 7076475 MLS ⋅ 2,048 SqFt.

9907 Heritage is country living at it's finest! Views of the Peaks, and peace,and privacy abound. NEW ROOF AND WINDOWS in 2025. Fully remodeled kitchen in 2022 with new cabinets, granite countertops, & stainless steel appliances. Large primary bedroom with completely remodeled bath, and an alcove off the bedroom for hobbies. NEW WATER HEATER, BEDROOM CARPET, AND NUVO WATER SYSTEM IN 2024. Wood burning stove in family room to stay cozy in the winter months, and central A/C to stay cool in the summer! RV parking and outlet, & generator hook up. Enjoy the large yard with your furry friends. Back yard, includes a rock feature, & shed installed in 2022. Home includes water filtration system, separate laundry room, large second bath, & split floor plan. See this beauty today!

9907 Heritage Drive, Flagstaff

$489,900

2 Beds ⋅ 1 Baths ⋅ 7076357 MLS ⋅ 909 SqFt.

Unobstructed views of Humphreys Peak from the expansive covered rear deck -- Arizona's highest summit on the horizon at sunset. Authentic 1960 log cabin in Mountainaire, 15 minutes to downtown Flagstaff and minutes to trails, lakes and national forest. Warm wood interiors, a wood-burning stove, and a sunny breakfast nook. Systems and structure extensively updated: new dual-pane low-E windows throughout, updated electrical, added plumbing with indoor washer and dryer, reinforced foundation, new baseboard heaters (no air conditioning, as is typical at this elevation), refreshed exterior paint, new perimeter fencing and improved landscaping. Roof updated 2018. No HOA. Flood Zone X. Short-term rentals permitted and operating today -- most furnishings convey by separate bill of sale, so a buyer steps into a turnkey retreat or a running rental from day one. A proven getaway, not a project. Not just a home in Flagstaff--this is the Northern Arizona cabin experience.

945 Osage --, Flagstaff

$395,000

2 Beds ⋅ 2 Baths ⋅ 7076305 MLS ⋅ 1,104 SqFt.

Enjoy clear San Francisco Peaks views from this bright 2 bedroom condo in Central Flagstaff. High 10 foot ceilings and large windows create an open, sunny living space. The split bedroom layout offers great privacy for both rooms, making it a practical setup for guests, roommates, or a home office. Outside, the quiet community features grassy green spaces, mature pine trees, and covered parking. You are just minutes from Downtown Flagstaff, Northern Arizona University, Flagstaff Medical Center, and local hiking trails. Whether you want a primary residence, a low maintenance second home to escape the desert heat, or a fully-furnished rental investment, this central location delivers the best of high country living.

1401 N 4th Street Unit 233, Flagstaff

$549,000

2 Beds ⋅ 3 Baths ⋅ 7075980 MLS ⋅ 1,801 SqFt.

Have you wanted to live in Continental Country Club overlooking the 1st green!? This is a rare opportunity! This 2-bedroom, 2.5-bath Saddleback Lodge townhome offers 1,801 SF with amazing views of the 1st, 2nd and 9th holes. Step onto the Trex deck for a front-row seat to the course, and golf chatter. Inside are generous living spaces that offer the opportunity to make the home your own. A 2-car garage adds convenience, while Continental Country Club amenities include a pool, pickleball and tennis courts, fitness center and more. Close to trails, dining and downtown Flagstaff, this is an exceptional opportunity for a full-time residence, second home or mountain golf retreat in one of Flagstaff's most established golf communities with golf literally at your doorstep.

2900 N Saddleback Way Unit 59, Flagstaff

$1,400,000

3 Beds ⋅ 3 Baths ⋅ 7075937 MLS ⋅ 1,991 SqFt.

This Forest Highlands' cottage is conveniently located to the Canyon Clubhouse. Built in 1997, it is a large cottage, with inviting outdoor living space designed with composite decking and covered deck, and an excellent view down a quiet greenspace. In the home, all bedrooms are located on the second floor, well-designed for a quiet retreat after a full day of golf, swimming, pickle ball and all the amenities the community offers. Tongue-in-groove woodwork throughout gives the home a cabin feel, and the downstairs stone fireplace and powder room will be a comfortable space for entertaining and relaxing. A full two-car garage with built-in cabinetry and utility sink, making the garage another functional space. Don't miss your opportunity to live and experience Forest Highlands.

2233 Platt Cline --, Flagstaff

$1,250,000

4 Beds ⋅ 5 Baths ⋅ 7075657 MLS ⋅ 4,176 SqFt.

Windows galore fill this home w/natural light, creating a bright, open & spacious atmosphere. The expansive open floor plan features vaulted T&G ceilings in the great room that carry seamlessly out to the oversized deck, enhancing the classic Chalet style architecture. Currently used as an AirBnb, you will find custom touches are found throughout: stain grade trim/solid core doors, hickory cabinets, Corian countertops, ceiling fans, central vac, A/C, a gas woodstove, RV+2 car garage. The generous primary suite offers a large walk-in closet, dual sinks, abundant cabinet storage, a separate shower with glass block privacy window & a jetted tub. Downstairs is a true showstopper--a full gym complete with equipment, mirrors, a sauna, a steam room, two showers & another jetted tub. Just add your cold plunge and it's a complete wellness retreat. This level also includes a family/game room with kitchenette, perfect for gatherings or easily convertible into a separate apartment. The garage is a dream, offering both a standard 2 car stall & a RV stall (to accommodate all your toys & gear. Upstairs, the 4th bedroom includes its own bath & French doors that overlook the great room. Currently operated as an Air BnB and would make a great wellness retreat or bring your dreams and all furniture included w/acceptable offer. The home sits on a heavily treed lot in Kachina Village, just moments from forest service access--ideal for outdoor enthusiasts. A truly unique property with space, character & amenities you won't find anywhere else. A must see!

3237 Toho Trail, Flagstaff

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