Prescott Homes with FHA New Financing

Prescott Homes with FHA New Financing

Welcome to Prescott, Arizona – a city where rich history meets stunning natural beauty. Nestled in Yavapai County, Prescott is renowned for its charming small-town atmosphere, vibrant arts scene, and breathtaking landscapes. With its elevation of over 5,300 feet, Prescott enjoys a mild climate that allows residents to experience all four seasons, making it an ideal location for outdoor enthusiasts and nature lovers alike.

Prescott boasts a rich cultural heritage, showcased through its historic downtown area, which features the iconic Courthouse Plaza, lined with unique shops, delightful cafes, and art galleries. The city is also home to numerous parks and recreational areas, including the expansive Prescott National Forest, which offers hiking, biking, and camping opportunities amidst towering pines and scenic vistas.

For those considering a move to this picturesque city, Prescott offers a variety of housing options, including homes that qualify for FHA (Federal Housing Administration) new financing. This financing option is particularly advantageous for first-time homebuyers, providing lower down payment requirements and more accessible credit guidelines. Whether you’re looking for a cozy cottage, a modern family home, or a spacious property with stunning mountain views, Prescott has something to suit every taste and budget.

Investing in a home in Prescott not only means embracing a lifestyle rich in natural beauty and community spirit but also enjoying the financial benefits of FHA financing. Experience the warmth of Prescott – where your dream home awaits!

Newest Prescott Homes with FHA New Financing

$785,000
3 Beds ⋅ 2 Baths ⋅ 7078594 MLS ⋅ 2,230 SqFt.
Come for the Granite Mountain views. Stay for the way this home lives. Set on an elevated homesite in The Summit at Prescott Lakes, this beautifully finished custom home pairs sweeping mountain scenery with thoughtful design, extensive smart-home technology and inviting indoor-outdoor living. Picture windows frame the views from the great room, while the kitchen features an oversized granite island, custom cabinetry and stainless appliances. Outside, enjoy an extended paver patio, pergola, fire pit, artificial turf and lush landscaping. A spacious 2.5-car garage adds room for storage and toys. Enjoy Prescott's four-season lifestyle plus Prescott Lakes pools, fitness, tennis and pickleball; golf membership available separately.

825 Mines Pass Pass, Prescott
$485,000
2 Beds ⋅ 1 Baths ⋅ 7077946 MLS ⋅ 1,460 SqFt.
Private place in the pines of the Prescott National Forest. Meticulously maintained all log home sits on 1.16 acres bordering BLM land. This stunning 2bd/1ba home has potential for additional square footage in the unfinished walkout basement. Enjoy the stunning views from large wrap around deck. In the evenings, cozy up next to the wood stove in the family living area. From your kitchen window you're likely to spot creatures of the forest passing by. The main level offers one bedroom, full bath, living, family room and kitchen. The upstairs loft has plenty of room for sitting/game area and sleeping quarters. Get away from it all - bring your off road toys or take a stroll to the creek adjacent to property. Completely escape at home and still be only a short drive from Courthouse Square!

2800 E Yegan Drive, Prescott
$540,000
4 Beds ⋅ 3 Baths ⋅ 7077514 MLS ⋅ 2,782 SqFt.
Seller will consider all offers and concessions with an acceptable offer. Beautiful 4-bedroom, 3-bath home in peaceful Chino Valley. Enjoy comfortable living spaces, a tranquil setting, and the beauty of northern Arizona. A great opportunity to make this home your own!

4655 W Hidden Canyon Road, Prescott
$444,444
3 Beds ⋅ 2 Baths ⋅ 7076136 MLS ⋅ 1,450 SqFt.
This gently lived in 8 year old home is ready for its new family. You will appreciate the large fully fenced backyard. Enjoy the amazing Prescott weather on the huge Trex deck. The home is accessed by all paved roads and has wonderful distant mountain views. Endless unfinished space under the home currently being used for storage. With no neighbors on two sides of the home you will appreciate the ''elbow room'' this property offers. Only minutes from Costco; Trader Joe's; and Walmart make it a wonderful location. See improvements made totaling over $57,000 under the documents tab. Come see this beautiful home today!

4885 E Ramada Drive, Prescott
$309,500
2 Beds ⋅ 2 Baths ⋅ 7076022 MLS ⋅ 1,014 SqFt.
Welcome to easy Prescott living in this beautifully updated 1,014 sq. ft. townhome, ideally located just minutes from historic downtown Prescott and Courthouse Square. This charming two-bedroom, two-bath home offers a comfortable, low-maintenance lifestyle with convenient access to hiking and biking trails, local restaurants, shopping, live entertainment, and all the events that make downtown Prescott such a special place to call home. Picture looking out your front door and living window to see a beautiful lawn greenbelt care for by the HOA! Step inside to a bright and inviting interior featuring recent updates including laminate floors throughout, refreshed bathroom updates, trendy ceiling fans plus recessed lighting, and beautiful granite countertops. Solar tubes in the great room and kitchen provide inviting natural light. The well-designed floor plan provides comfortable great room living and dining spaces along with a spacious primary en suite with full bath and a guest bedroom with 3/4 hall bath featuring remodeled shower. New HVAC in 2025. Private back courtyard provides an intimate space for outdoor dining, a fenced pet area, as well as an enclosed laundry room. There is access from the two-car garage through the backdoor into the kitchen, and on-site guest parking. With its desirable location, thoughtful updates, private outdoor space, and close proximity to downtown Prescott, this townhome offers the perfect combination of comfort, convenience, and the Prescott lifestyle ideal for a primary home, vacation home get-away or real estate investment (previously leased for $1800/month).

309 Rim Rock Circle, Prescott
$899,000
3 Beds ⋅ 2 Baths ⋅ 7073087 MLS ⋅ 2,117 SqFt.
Live the Prescott lifestyle on iconic Mount Vernon Avenue! This beautifully renovated historic-style home blends Prescott charm with modern luxury and offers incredible potential as a full-time residence, mountain getaway, or vacation rental. Just minutes from downtown and Whiskey Row, enjoy cooler temperatures, four seasons, and one of Prescott's most sought-after locations. Major upgrades include fresh exterior paint, refreshed low-maintenance landscaping, expansive pavers, artificial turf and a front porch swing. Inside, you'll find new LVP flooring throughout, custom paint and wainscoting, a gorgeous tiled electric fireplace, new bathroom showers and cabinets, custom light fixtures and a beautifully remodeled kitchen with quartz waterfall countertops, shaker cabinetry, stainless appliances and a pantry. A cedar-lined reading nook adds character, while the primary suite features cedar ceilings, deck access and a spa-inspired bath. The flexible lower level makes an ideal 3rd bedroom, game room or guest retreat with an updated bath and custom tiled beautifully remodeled kitchen with quartz waterfall countertops, shaker cabinetry, Expansive decks overlook the park-like backyard, plus there's abundant parking and room for a future garage. If you want to add more living space, you will enjoy the multi family zoning. Historic Prescott charm, modern updates and a location that's hard to beat!

337 S Mount Vernon Avenue, Prescott
$650,000
4 Beds ⋅ 2 Baths ⋅ 7073063 MLS ⋅ 2,462 SqFt.
Exceptional opportunity on just under one acre in the heart of Prescott, approximately 1.5 miles from historic downtown. Zoned for both single-family and multifamily use. This turnkey property offers two completely separate living spaces, each with its own exterior entrance, full kitchen, laundry facilities and fireplace. The main level features three bedrooms and one bathroom, while the lower level provides one bedroom, one bathroom and the potential to add another bedroom--an ideal arrangement for multigenerational living, guests or rental possibilities. Numerous improvements include a new roof installed in August 2026, newer windows and doors, fresh interior paint, refinished hardwood floors, new kitchen cabinets in the main living space, newer appliances in both kitchens, new attic insulation, a new water heater and whole-house filtration system. Additional updates include a refinished upper deck, new garage door opener, NuTone bathroom fan and an accessible walk-in tub in the lower bathroom. The beautifully landscaped grounds feature irrigated garden boxes, an espaliered apple tree producing six varieties, natural rock outcroppings with a charming ''stairway to heaven,'' a refreshed sprinkler and irrigation system, and a 1,200-gallon rainwater-harvesting system. Enjoy impressive backyard views of Exceptional Arizona Sunsets and the well known Thumb Butte, which appears almost close enough to touch. Additional improvements include a fully insulated 12' x 16' Tuff Shed with electricity and balcony storage--ideal for an office, creative studio or bunkhouse. Two oversized, hand-painted Post-Impressionist works of art adorn the studio walls, adding a dramatic and one-of-a-kind artistic element to the space. The property also includes a 13.6' x 13.6' workshop with electricity and an additional garden/tool shed. A 200-amp electrical service extends to the rear of the property, workshop and studio. Two carports accommodate an RV and an extra-long vehicle, while double-wide gates provide convenient RV access to the backyard. Located near shopping, recreation and a neighborhood bowling alley. This distinctive property is move-in ready with room for even more possibilities. May also make a great investment opportunity.

312 Plaza Drive, Prescott
$1,150,000
5 Beds ⋅ 5 Baths ⋅ 7072619 MLS ⋅ 3,911 SqFt.
Comprehensively restored and thoughtfully modernized, this exceptional home blends the charm of a historic downtown neighborhood with the confidence of virtually all-new infrastructure. Every major system has been replaced or upgraded, including electrical, plumbing, HVAC, roof, garage door, flooring, custom cabinetry, fixtures, and GE Monogram appliances. Sixteen-foot sliding glass doors open to mountain views and fresh air, while a hidden movie theater adds an unexpected touch of luxury. The versatile lower level features its own full kitchen, washer/dryer hookup, and private entrance, creating an unparalleled opportunity for multigenerational living, long-term rental, or VRBO income. Whether it's the gourmet kitchen, unmatched flexibility, or one of Prescott's most coveted neighborhoods that captures your attention, this home delivers sophistication, location, and endless possibilities.

532 N Hassayampa Drive, Prescott
$1,165,000
3 Beds ⋅ 2 Baths ⋅ 7071870 MLS ⋅ 2,983 SqFt.
Set on approx 1.23 ac in Prescott's Inscription Canyon Ranch, this single-level Santa Fe retreat captures the romance of country living. Soaring ceilings, skylights, peeled-pole accents, knotty-pine doors & a wood-burning stove create warm Southwestern character. A chef's kitchen pairs granite surfaces with rich cherry cabinetry, gas cooktop, double ovens, wine cooler & expansive pantry. A split primary retreat opens to the patio & offers a jetted tub, steam shower & walk-in closet. A den adds flexible space for work or guests. Outdoors, step onto the elevated covered paver patio to al fresco dining & fire pit w/ fenced backyard & fabulous storage shed beyond, to store all your toys. Also, an oversized 3-car garage w/epoxy floors, circular drive, zoned HVAC & no HOA complete the setting

13170 N Iron Hawk Drive, Prescott
$1,175,999
3 Beds ⋅ 3 Baths ⋅ 7071598 MLS ⋅ 2,467 SqFt.
Experience refined country living at 13895 N Spotted Eagle Drive, set on 2.04 private acres with no HOA. The 2,775-square-foot main residence offers 3 bedrooms, 3 bathrooms, a dedicated office, and a spacious conditioned workshop or bonus room. At the heart of the home is an impressive remodeled kitchen featuring abundant custom cabinetry, granite countertops, a dramatic full-height backsplash, professional-style stainless-steel range and vent hood, upgraded appliances, beverage refrigerator, breakfast bar, and thoughtfully added storage and workspace. Warm wood doors and architectural accents enhance the home's inviting character. An extra-deep three-car garage and expansive covered flagstone patio provide exceptional space for entertaining and enjoying the peaceful Arizona setting. The beautifully appointed 750-square-foot casita features 2 bedrooms, 1 bathroom, a stylish full kitchen with generous cabinetry, an island with seating, and comfortable independent living space--ideal for extended family, guests, or a premium rental opportunity. With mature landscaping and plenty of room for RVs and horses, this distinctive property combines privacy, versatility, and elevated country living.

13895 N Spotted Eagle Drive, Prescott
$865,000
3 Beds ⋅ 4 Baths ⋅ 7071523 MLS ⋅ 2,341 SqFt.
A truly distinctive Prescott home where custom craftsmanship, functionality, and unforgettable Thumb Butte views come together. **Designed specifically for its .51-acre setting, this exceptional custom home captures **spectacular views of Thumb Butte and the surrounding mountains from nearly every room**. Offering 2,341 sq. ft. with 3 bedrooms, each with a private ensuite bath, plus a powder room and a dedicated workshop/den/study, the home reflects quality and thoughtful design throughout. High ceilings, wood flooring, 8-foot doors, Pella windows and custom Alder cabinetry create a warm, refined interior. The kitchen features granite countertops, soft-close cabinetry, lower cabinet drawers for easy access and an oversized walk-in pantry with extensive built-in storage, deep sink and space for a second refrigerator. The spacious primary suite opens directly to the covered rear patio, while multiple indoor/outdoor living areas take full advantage of the views. Additional highlights include an oversized laundry room, abundant custom storage, ADA-friendly access, an oversized 2-car garage with epoxy flooring and full-wall cabinetry, and extensive paver patios and hardscaping. The engineered paver driveway even provides room for a fire truck to turn around.

648 S Lakeview Drive, Prescott
$379,900
1 Beds ⋅ 1 Baths ⋅ 7071057 MLS ⋅ 669 SqFt.
Nestled in the heart of downtown Prescott, this newly renovated home offers the perfect blend of modern comfort and serene privacy. Set on a rare one-acre lot, the property feels like a private retreat while remaining just minutes from the Courthouse Square, dining, shopping, and local attractions. Thoughtfully updated throughout, the home showcases a fresh, contemporary design that complements Prescott's timeless charm. Mature surroundings, generous outdoor space, and an unbeatable location create a lifestyle that's both peaceful and convenient. This is a unique opportunity to enjoy spacious living in one of Prescott's most sought-after downtown settings.

1524 Idylwild Road, Prescott
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