Prescott Homes with FHA New Financing

Prescott Homes with FHA New Financing

Welcome to Prescott, Arizona – a city where rich history meets stunning natural beauty. Nestled in Yavapai County, Prescott is renowned for its charming small-town atmosphere, vibrant arts scene, and breathtaking landscapes. With its elevation of over 5,300 feet, Prescott enjoys a mild climate that allows residents to experience all four seasons, making it an ideal location for outdoor enthusiasts and nature lovers alike.

Prescott boasts a rich cultural heritage, showcased through its historic downtown area, which features the iconic Courthouse Plaza, lined with unique shops, delightful cafes, and art galleries. The city is also home to numerous parks and recreational areas, including the expansive Prescott National Forest, which offers hiking, biking, and camping opportunities amidst towering pines and scenic vistas.

For those considering a move to this picturesque city, Prescott offers a variety of housing options, including homes that qualify for FHA (Federal Housing Administration) new financing. This financing option is particularly advantageous for first-time homebuyers, providing lower down payment requirements and more accessible credit guidelines. Whether you’re looking for a cozy cottage, a modern family home, or a spacious property with stunning mountain views, Prescott has something to suit every taste and budget.

Investing in a home in Prescott not only means embracing a lifestyle rich in natural beauty and community spirit but also enjoying the financial benefits of FHA financing. Experience the warmth of Prescott – where your dream home awaits!

Newest Prescott Homes with FHA New Financing

3 Beds ⋅ 2 Baths ⋅ 7059369 MLS ⋅ 2,137 SqFt.

Exceptional value in desirable Yavapai Hills! This one-owner home sits on an oversized 0.38-acre cul-de-sac lot with beautiful views and a peaceful setting. Offering 3 bedrooms, 2.5 baths, a dedicated office (or potential 4th bedroom), plus a versatile bonus room with private entrance behind the garage, the possibilities are endless--guest suite, game room, hobby space, or home gym. The bright kitchen features granite countertops and a picture window overlooking the quiet cul-de-sac. Relax in the inviting living room with its stunning stone fireplace, or unwind on the spacious back deck while enjoying your morning coffee and watching deer pass through the natural surroundings. The oversized garage includes abundant storage, a workshop area, and additional flexible space. Move-in ready and ideally located just minutes from Costco, Trader Joe's, shopping, dining, and medical facilities. A rare opportunity to own a spacious, versatile home in one of Prescott's most sought-after neighborhoods--priced to sell!

4914 Bear Way, Prescott

3 Beds ⋅ 2 Baths ⋅ 7059330 MLS ⋅ 1,894 SqFt.

THIS IS A UNIQUE OPPORTUNITY TO OWN A TRUE TURN-KEY PROPERTY THAT IS READY FOR IMMEDIATE ENJOYMENT ALL FURNITURE IS INCLUDED MAKING THIS AN EXCEPTIONAL, FULLY FURNISHED OFFERING WITH NO DETAIL OVER LOOKED BEAUTIFULL 3 BEDROOM 2 BATH HOME OFFERS 1,894 SQ.FT. OF EXCEPTIONAL LIVING SPACE COMPLETE WITH A 2 CAR GARAGE EXCEPTIONAL PRIVACY BREATHTAKING SURROUNDINGS IMPECCABLE DESIGNER DÉCOR THROUGHOUT. THIS BEAUTIFULLY UPDATED HOME OFFERS EXCEPTIONAL PRIVACY, BREATHTAKING SURROUNDINGS IMPECCABLE DESIGNER DECOR THROUGHOUT UPDATED KITCHEN NEW QUARTZ COUNTER TOPS NEW CARPET NEW CEILING FANS MAJOR SYSTEM UPGRADES INCLUDE A NEW ROOF, NEW A/C AND HEATING NEW TANKLESS HOT WATER HEATER ENERGY EFFICIENCY NEW GARAGE DOOR MOTORS NEW PAVED DRIVEWAY NEW RETAINING WALL FRESHLY PAINTED DECK RAILING

911 Sugarloaf Road, Prescott

4 Beds ⋅ 4 Baths ⋅ 7059048 MLS ⋅ 2,360 SqFt.

Nestled among the towering pines, this exceptional mountain retreat offers the perfect blend of privacy, comfort, and income potential. The property features a spacious 4-bedroom, 3 bath main home plus a charming detached 1-bedroom, 1-bath guest cabin, creating endless possibilities for multi-generational living, hosting guests, or generating rental income. Relax and entertain in the abundance of outdoor living spaces, including covered patios and expansive decks that invite you to enjoy the peaceful forest setting and mountain air. Inside the main home, you're welcomed by a bright flex space currently used as an office, filled with natural light and surrounded by picturesque views. The impressive great room showcases stunning wood ceilings and flows seamlessly into the spacious kitchen featuring two sinks, an oversized prep area, ample cabinetry, and windows that frame breathtaking views in every direction. The private primary suite is a true retreat, complete with direct access to the deck, beautiful forest views, a luxurious bathroom with custom tile work, and a generous walk-in closet. Upstairs also offers an additional bedroom with its own private ensuite bath. Downstairs you'll find two more bedrooms, an additional full bathroom, and a separate entrance, making it ideal for guests, extended family, or a private rental opportunity. Just steps away, the detached guest cabin offers its own cozy mountain charm with a full kitchen, spacious living room, bedroom, bathroom, and laundry area. Currently operating as a successful short-term rental, it generates an average of $1,900 per month, providing an excellent opportunity for supplemental income. Conveniently located less than 10 minutes from Costco and everyday amenities, the property is accessed by mostly paved roads with only approximately the last mile being an easily traveled dirt/gravel road. Rarely does a property combine the tranquility of mountain living with the convenience of town, flexible living spaces, and proven income potential. Whether you're searching for a full-time residence, a family retreat, or an investment opportunity, this one-of-a-kind mountain property truly has it all. Main house=1848sf; 3 bd/3 baths in main; Guest House=512sf 1 Bd -1 bath. Guest house refrigerator does not convey but will be replaced with a like kind

3803 E Sheldon Road, Prescott

4 Beds ⋅ 5 Baths ⋅ 7058582 MLS ⋅ 5,217 SqFt.

Timeless mountain architecture, authentic craftsmanship, and an extraordinary setting among Prescott's iconic granite boulder outcroppings define this exceptional custom residence in the prestigious gated community of American Ranch. Perfectly positioned on 1.31 private acres near the Ranch House and world-class equestrian facilities, the home was thoughtfully designed to embrace the land rather than compete with it--creating a seamless blend of architecture and nature that feels warm, welcoming, and enduring. From the moment the handcrafted entry door opens, the home's character is unmistakable. Massive reclaimed ranch timbers--complete with original nail holes and traces of barbed wire--native stone, furniture-quality alder millwork, and walls of Andersen wood-clad windows create a rich palette of natural materials that echo the surrounding landscape. Every room is filled with warmth, texture, and natural light, offering an atmosphere that is both grand and remarkably comfortable. The heart of the home was designed for gathering. Soaring beamed ceilings, dramatic stone fireplaces, expansive windows, and thoughtfully connected living spaces create an inviting environment for everyday living and memorable entertaining. The chef's kitchen is beautifully appointed with Viking appliances, a Bosch dishwasher, rich alder cabinetry, generous granite work surfaces, and an oversized island that naturally becomes the center of every gathering. The spacious ranch-style main level provides comfortable everyday living, while the private upper level offers exceptional accommodations for family and guests, including a second laundry room. There are two luxurious primary suites. The suite on the main level offers a peaceful retreat with a spa-inspired bath surrounded by natural stone, handcrafted wood, and tranquil views. The primary suite on the upper level offers a private deck to enjoy the views, a custom fireplace, the oversized closet is a true retreat ready for your personal touches, the expansive bathroom offers a large walk-in shower, tranquil soaking tub, and in-floor heating. In addition, there are two generous bedroom suites on the upper level, each with its own en suite bath, a dedicated office, loft, and multiple indoor and outdoor living spaces provide flexibility for every lifestyle. Throughout the home, every detail reflects a commitment to authenticity-from artisan lighting and handcrafted architectural elements to the harmonious use of stone, alder, wrought iron, and reclaimed wood. The result is a residence of uncommon warmth and character, one that feels as though it has always belonged among the granite boulders and beautiful pines of American Ranch. Residents in this prestigious community enjoy access to a private Ranch House, fitness center, pool, fishing lake, miles of riding and hiking trails, and a multi-million dollar equestrian center with horse boarding privileges. Every room is filled with warmth, texture, and natural light, offering an atmosphere that is both grand and remarkably comfortable. The heart of the home was designed for gathering. Soaring beamed ceilings, dramatic stone fireplaces, expansive windows, and thoughtfully connected living spaces create an inviting environment for everyday living and memorable entertaining. The chef's kitchen is beautifully appointed with Viking appliances, a Bosch dishwasher, rich alder cabinetry, generous granite work surfaces, and an oversized island that naturally becomes the center of every gathering. The spacious ranch-style main level provides comfortable everyday living, while the private upper level offers exceptional accommodations for family and guests, including a second laundry room. There are two luxurious primary suites. The suite on the main level offers a peaceful retreat with a spa-inspired bath surrounded by natural stone, handcrafted wood, and tranquil views. The primary suite on the upper level offers a private deck to enjoy the views, a custom fireplace, the oversized closet is a true retreat ready for your personal touches, the expansive bathroom offers a large walk-in shower, tranquil soaking tub, and in-floor heating. In addition, there are two generous bedroom suites on the upper level, each with its own en suite bath, a dedicated office, loft, and multiple indoor and outdoor living spaces provide flexibility for every lifestyle. Throughout the home, every detail reflects a commitment to authenticity-from artisan lighting and handcrafted architectural elements to the harmonious use of stone, alder, wrought iron, and reclaimed wood. The result is a residence of uncommon warmth and character, one that feels as though it has always belonged among the granite boulders and beautiful pines of American Ranch. Residents in this prestigious community enjoy access to a private Ranch House, fitness center, pool, fishing lake, miles of riding and hiking trails, and a multi-million dollar equestrian center with horse boarding privileges.

9880 N Clear Fork Road, Prescott

3 Beds ⋅ 3 Baths ⋅ 7057777 MLS ⋅ 2,274 SqFt.

Enjoy a refreshing change of pace in Prescott's four-season climate. This upgraded single-level home offers 3 bedrooms, 2.5 baths, mountain views and an extended-depth 2-car garage. The remodeled kitchen features pull-out lower cabinets, new backsplash and sink, gas cooktop, separate wall oven and built-in convection microwave. Highlights include an interior gas fireplace, updated guest-bath countertop, owned tankless water heater and water softener, view fence and backyard natural-gas fire feature with decorative rock. The Dells offers a pool, fitness center, pickleball courts, hiking trails and a clubhouse with stunning Granite Dells views, serving kitchenette, concerts, BBQs and activities. Refrigerator does not convey; washer, dryer and select furnishings may be separately negotiated

5209 Meandering Trail, Prescott

2 Beds ⋅ 2 Baths ⋅ 7057539 MLS ⋅ 1,782 SqFt.

Nestled in the highly sought-after Prescott Lakes community, this move-in ready 2-bedroom + den, 2-bath home offers the perfect blend of comfort, style, and stunning golf course views. Enjoy an open, light-filled floor plan featuring a spacious living room with a cozy gas fireplace and an updated kitchen with modern finishes, ample cabinetry, and generous counter space. Relax year-round in the inviting Arizona room while taking in peaceful fairway views. The flexible den is ideal for a home office, hobby room, or guest space. A new roof installed in 2019 provides added peace of mind. Prescott Lakes residents enjoy exceptional amenities including golf, a clubhouse, fitness center, tennis, pickleball, indoor and outdoor pools, and more. Whether you're looking for a full-time residence or a lock-and-leave getaway, this beautifully maintained home is ready for you to move right in.

1397 St George Circle, Prescott

2 Beds ⋅ 1 Baths ⋅ 7057431 MLS ⋅ 1,254 SqFt.

Discover Unlimited Potential in the Heart of Prescott! Welcome to this charming 2-bedroom, 1-bathroom home boasting 1,254 sq. ft. of living space on a 0.16-acre lot. Perfectly situated in one of Prescott's most desirable neighborhoods, this property combines convenience with opportunity. Prime location just steps from Fry's Supermarket, CVS, and Walmart, with Granite Creek Health and Rehabilitation Center nearby. A short 6 10 minute drive brings you to Costco, Target, Home Depot, and all the dining, shopping, and entertainment options in downtown Prescott. With no HOA fees and endless possibilities, this residence is a true blank canvas ready for your creativity. Whether you're looking to craft the perfect family home, a stylish rental, or a smart investment property, this house i

402 Whipple Street, Prescott

2 Beds ⋅ 2 Baths ⋅ 7056519 MLS ⋅ 1,203 SqFt.

Enjoy the best of Prescott living in this charming 2-bedroom, 2-bath condo just minutes from Historic Downtown Prescott! Nestled along the tranquil, tree-lined Granite Creek Greenbelt, this 1,203-square-foot home offers a peaceful setting with exceptional walkability to Prescott's vibrant Courthouse Plaza, boutique shopping, art galleries, restaurants, breweries, live entertainment, and year-round community events. Inside, the open floor plan features a warm and inviting living room with a cozy fireplace, a spacious kitchen with a convenient pass-through to the dining area, and new laminate flooring throughout. The primary suite includes a walk-in closet and private full bath, while the second bedroom and full guest bath provide comfortable accommodations for family or guests.

333 W Leroux Street Unit B6, Prescott

3 Beds ⋅ 3 Baths ⋅ 7056249 MLS ⋅ 1,858 SqFt.

Welcome to this beautifully updated home in the highly sought-after Hassayampa Mountain Club, perfectly situated on a rare double lot offering exceptional privacy, usable outdoor space, and a true mountain retreat feel. Surrounded by towering pines and just a short drive from historic downtown Prescott and Whiskey Row, this property combines peaceful living with unbeatable convenience. The recently remodeled interior features luxury vinyl plank flooring throughout, a stunning updated kitchen, and beautifully renovated bathrooms. The spacious main-level primary suite provides comfort and convenience, complemented by a laundry room, dining room, storage and an additional half bath on the main floor. Upstairs, you'll find two generously sized bedrooms, a large office that is ideal for working from home or a flex space, and an additional full bathroom. Outside, the front and backyard offer endless opportunities for entertaining, gardening, or simply enjoying the serene surroundings. Relax on the charming pocket patios tucked throughout the property, enjoy the convenience of a pass-through driveway, a two-car carport, and the durability of a metal roof, Newer AC Unit installed in 2025. With paved access all the way to the property, abundant outdoor living space, and a setting that captures the beauty of Prescott, this is a rare opportunity to own a special home in one of the area's most desirable neighborhoods.

910 S Lavalley Drive, Prescott

3 Beds ⋅ 2 Baths ⋅ 7056199 MLS ⋅ 1,978 SqFt.

Welcome home to this beautifully refreshed 3-bedroom, 2-bath home in a convenient Prescott location! Ideally situated close to shopping, Embry-Riddle Aeronautical University, medical facilities, and just minutes from historic downtown Prescott, this home offers both comfort and convenience. Inside, you'll find brand-new flooring and fresh interior paint throughout, creating a bright, move-in-ready space. The spacious floor plan features a large family room with a cozy fireplace, a sunny breakfast nook, and a separate formal dining room perfect for entertaining. The kitchen offers abundant cabinet space and plenty of room for meal preparation and storage. The generous primary suite is a relaxing retreat with a spacious ensuite bath featuring dual sinks, a walk-in shower, and an oversized walk-in closet. Two additional well-sized bedrooms and an indoor laundry room provide plenty of space for family, guests, or a home office. Outside, enjoy mature trees, attractive low-maintenance landscaping, and exceptional additional parking with ample room to pull vehicles, trailers, or recreational toys into the backyard. This well-maintained home combines a desirable location, functional layout, and thoughtful updates--making it one you won't want to miss!

3250 Sunflower Drive, Prescott

3 Beds ⋅ 3 Baths ⋅ 7055503 MLS ⋅ 1,672 SqFt.

Tucked in the trees and boulders with gorgeous views of Thumb Butte, this home is situated at the end of a quiet cul-de-sac in the desirable Country Club Park. A quintessential Prescott home, it is located only five minutes from downtown amenities and the Thumb Butte hiking trails.The upper-level main floor features a spacious, open-concept living room with views, a dining room, an updated kitchen, and two primary bedrooms--each with an en suite bathroom. Recent upgrades include luxury vinyl plank flooring throughout, quartz countertops, a tile backsplash, a Maytag double oven, and new light-filtering shades in the bedrooms. The main level also opens up to a fabulous back deck. The lower level includes a casita apartment with a kitchenette, bedroom, 3/4 bath, and a private entrance through sliding doors. The casita can also be accessed through the garage, making it easy to keep separate from the main home if desired. Outside, the front yard features a charming gazebo, while the backyard is completely fenced, mostly level, and ready for pets. The newly added paver driveway has room to park an RV or trailer and includes a 30 AMP hookup. Additional features include a 15x10 storage shed and a two-car garage with extra storage, including a separate room with storage racks that convey with the property. To provide peace of mind, the sellers are also including an American Home Shield warranty.

165 N Rocky Dells Drive, Prescott

3 Beds ⋅ 2 Baths ⋅ 7055362 MLS ⋅ 945 SqFt.

Enjoy peaceful country living just 5 minutes from Prescott! This beautifully renovated 3-bedroom, 2-bathroom home offers 945 sq ft on 1.11 acres with breathtaking mountain views at the end of Government Canyon. Inside, you'll love the bright, open kitchen with convenient island, updated bathrooms, and extensive improvements including new flooring, windows, back door, insulation, and plumbing. Outside, the property is ready for your rural lifestyle with a horse corral, enclosed animal pen with pipe fencing, and plenty of room for livestock, horses, gardening, or simply enjoying the wide-open space. A rare opportunity to own a move-in ready home with privacy, views, and acreage just minutes from town.

735 S Emerald Trail, Prescott

Start Your Search

All information should be verified by the recipient and none is guaranteed as accurate by ARMLS. Copyright 2026 Arizona Regional Multiple Listing Service, Inc. All rights reserved.