Sedona Homes with Cash to Loan New Financing

Sedona Homes with Cash to Loan New Financing

Welcome to Sedona, Arizona – a breathtaking oasis nestled amidst the stunning red rock formations of the Coconino National Forest. Renowned for its vibrant arts scene, spiritual energy, and outdoor adventures, Sedona offers a unique blend of natural beauty and small-town charm. With an average of 300 days of sunshine a year, this picturesque city is a haven for outdoor enthusiasts, art lovers, and those seeking a serene lifestyle.

Sedona's real estate market is as dynamic as its landscape, featuring a diverse array of homes that cater to every taste and budget. Whether you’re looking for a cozy adobe-style home, a luxurious retreat with panoramic views, or a modern condo in the heart of the city, Sedona has something for everyone. With the option of financing available, including cash to loan new financing, your dream home is more attainable than ever. This flexibility allows prospective buyers to secure their ideal property while taking advantage of competitive interest rates and favorable lending conditions.

Imagine waking up to the stunning sunrise over Cathedral Rock or enjoying a sunset hike through the breathtaking trails that surround this enchanting city. Sedona is not only a place to live; it’s a lifestyle. With a strong sense of community, top-rated schools, and an abundance of recreational activities, Sedona is perfect for families, retirees, and everyone in between.

Come explore the magic of Sedona, where your dream home awaits amidst the splendor of the red rocks. Let us help you find the perfect property and make your Sedona dream a reality!

Newest Sedona Homes with Cash to Loan New Financing

$2,779,000
3 Beds ⋅ 3 Baths ⋅ 7079052 MLS ⋅ 3,252 SqFt.
Welcome to what Southwest Modern means today in this stunning 3 bedroom 2.5 bath home with separate office, fitness/flex room and an additional guest space with separate entrance at just under 3300 square feet. The magic of this home begins long before you step through the front door. It starts the moment you turn onto your own private, winding driveway -- a graceful approach that offers ample parking while drawing you into your own secluded oasis. That first glimpse of the Red Rocks, vast and awe-inspiring, feels like a view reserved just for you -- your own exclusive refuge set on .83 of an acre backing to the National Forest Service. Framed by blooming flowers and the gentle trickle of the front fountain, the home seems to open its arms and welcome you in. A solid wood front door, fitted with an antique knocker and traditional bell, offers the first hint of the magic within. Step inside, and an antique Moroccan chandelier and hand-carved wood corbels draw the eye upward to a custom wood ceiling spanning the living room, dining room, and kitchen. The custom wood ceiling again appears in the primary suite -- just a few of the details that make this home one of a kind. Custom wood windows throughout the house frame nature at every turn, making the most of an extraordinary setting. Nearly every room enjoys unobstructed Red Rock views -- the living and dining rooms, the office, the primary suite, and two additional bedrooms all look out onto clear, uninterrupted scenery. Out front, the Red Rocks set the stage; out back, a private garden retreat continues that same sense of seclusion, backing directly onto protected parkland. Here, beauty meets function with six fruit trees -- apple, pear, apricot, fig, peach and pomegranate -- and a fenced garden area ready for growing your own fruit, vegetables and herbs, safe from wandering wildlife. This home strikes the rarest kind of balance -- offering everything you could want, without the weight of more than you need. It's made for entertaining, indoors and out, with room enough for family and guests, a place to move, a place to work, and quiet corners to simply be. And through it all, there's a warmth and intimacy that lets you take in Sedona's extraordinary views from the comfort -- and privacy -- of home. The current owner has meticulously and extensively modernized this home to be gentle on the senses while maintaining the essence of retreat chic. Some of the upgrades the owner has made include: New Stucco Two new HVAC systems Two new Water Heaters New WaterFiltration system New flooring throughout All new Pella windows and sliding glass doors with wood headers wood interiors, metal clad exteriors Custom wood ceilings with handmade corbels Entire interior painted New fireplace Complete kitchen upgrade with addition of custom cabinetry Reconfigured and upgraded primary ensuite Upgraded guest bath All bedrooms have motorized black out shades Tesla charging station in 3 car garage New backyard fencing with strategic plantings to mask the fencing New and enlarged front paver courtyard with new front fountain All landscape and drip systems completely redone Addition of landscape lighting Isn't it time to make your Sedona dream come true and Make Sedona Your Home. Sun Up Ranch does not have an HOA thereby allowing for short term rental opportunities.

99 Los Coyotes Trail, Sedona
$550,000
2 Beds ⋅ 3 Baths ⋅ 7079000 MLS ⋅ 1,360 SqFt.
Move-in ready 2 story Village Park townhome with red rock views seeks new owner! From the minute you enter, you will feel at home. All main living on first level with a powder room, views of Castle Rock and a private patio. The bright kitchen with GE stainless steel appliances (new in 2022) opens to the dining room & living room. Upgraded light fixture in the dining room with dimmer switch for you to adjust to your needs. Read a book in your favorite chair while enjoying the view of Castle Rock or cozy up to the wood-burning fireplace on chilly winter nights. Upstairs, the north facing primary suite has views of Courthouse Butte, Castle Rock and the top of Bell Rock with slider out to a deck. The en-suite south facing secondary bedroom has beautiful mesa views. A full size laundry area is is in the upstairs hallway. This unit is located near the end and has an attached single car garage with a fenced back patio and back door access directly to kitchen. The private outdoor patio is perfect for enjoying your morning coffee while watching the sunrise over the mesa. Newer water heater, AC condenser and roof.

155 S Canyon Diablo Road Unit 2, Sedona
$1,475,000
3 Beds ⋅ 3 Baths ⋅ 7078978 MLS ⋅ 2,053 SqFt.
Wake up to Sedona's magic and unwind with Elephant Rock framed by your living room windows. Set in the coveted Chapel area, this Chapel Modern Beauty pairs striking modern architecture with warm, designer interiors by Sherry Engle of Reverie West from Phoenix. Built in 2022, this 3BR, 3BA retreat offers soaring ceilings, a statement gas fireplace and a covered outdoor living area with a second gas fireplace for evenings under the stars. Offered furnished, right down to plates and silverware, it's an inviting primary residence, second home or potential short-term rental. Nearby hiking and biking trails, the iconic Chapel of the Holy Cross, and easy access to Uptown and the Village of Oak Creek place Sedona's scenery and experiences within easy reach. (Some personal items & art are excluded) Inside, approximately 2,065 square feet of single-level living blend clean lines, concrete floors and abundant natural light. The kitchen features custom soft-close cabinetry, open shelving, honed granite countertops and backsplash, a walk-in pantry, reverse osmosis drinking water, and a brand-new, never-used gas range. A spacious laundry room adds practical storage. Two bedroom suites provide flexibility for owners and guests. The primary suite has a separate rear entrance, while the secondary suite features a roll-in shower. A third bedroom and full guest bath with a soaking tub round out the layout. No stairs inside or out make everyday living effortless. Thoughtful construction includes 2x6 framing, spray foam insulation, a metal roof, solid-core 8-foot doors and Milgard windows and glass doors. The extended two-car garage features an installed EV charger. Additional conveniences include hot water recirculation, a water softener, Nest thermostat, Ring doorbell, keyless entry keypad, and pre-wiring for solar and a spa. No HOA. Buyers to verify short-term rental capabilities.

105 Starlite Drive, Sedona
$699,000
3 Beds ⋅ 2 Baths ⋅ 7078892 MLS ⋅ 1,740 SqFt.
Turnkey Sedona without the usual strings attached. Set in the Village of Oak Creek, this fully furnished 3-bedroom, 2-bath home offers 1,740 sq. ft. of updated, flexible living with no HOA rental restrictions--giving you the freedom to enjoy it as a full-time residence, lock-and-leave Sedona retreat, or investment property. Bright and inviting, the open-concept interior features new flooring throughout, updated contemporary baths, and a refreshed kitchen with stainless steel appliances. A generous bonus flex space creates room for a second lounge, game room, office, or guest retreat, while the third bedroom is thoughtfully positioned for added privacy. Outside, enjoy low-maintenance landscaping, covered parking, and relaxing outdoor living space. The Village of Oak Creek location puts world-class golf, hiking, dining, shopping, and Sedona's iconic red rocks close at hand, while convenient access to I-17 makes day trips to Phoenix or Flagstaff easy. Fully furnished. Turnkey. Flexible. Move in, lock up, rent out, or settle in--this is Sedona living with options!

35 Palo Verde Circle, Sedona
$2,750,000
4 Beds ⋅ 4 Baths ⋅ 7078890 MLS ⋅ 3,236 SqFt.
Walls of glass frame the Amber Cliffs' red rocks from every main living space in this architecturally refined, single-level home tucked behind the gates of Cross Creek Ranch, where Amber Cliffs are the art & the infrastructure matches the setting. Morning begins with light pouring across an open living area as the red rock formations shift from amber to rose outside the floor-to-ceiling windows. The infinity pool and spa extend that visual out to the horizon, blurring the line between designed space and ancient landscape. By evening, the same vantage becomes something else entirely, a private amphitheater of color that no interior finish can replicate. The one-level layout means everything flows: indoor living connects naturally to covered outdoor space, the fenced yard & a 4-car garage with dedicated workshop space. Whether the fourth bay serves as a studio, gym, gear storage, or overflow for a collection, it is simply there, ready. The garage alone represents a feature stack most Sedona properties cannot assemble. Built in 2008, the home carries excellent solar potential at 1,860 sun-hours annually, giving the next owner a strong foundation for energy management. Arizona's assessment structure means property taxes carry forward near current levels rather than resetting at sale, a rare ownership detail worth knowing. This is a home best experienced in person. The setting does the rest.

290 Cross Creek Circle, Sedona
$1,350,000
3 Beds ⋅ 3 Baths ⋅ 7078860 MLS ⋅ 2,235 SqFt.
Designer-quality finishes define this beautifully remodeled 3-bedroom, 3-bath custom home in Foothills South. Every detail has been thoughtfully updated, creating a sophisticated blend of modern luxury, comfort, and effortless indoor/outdoor living. Single level floor plan with no stairs. The interior showcases custom cabinetry, stunning waterfall countertops, premium stone surfaces, designer lighting, luxury plumbing fixtures, and a high-end appliance package. Upgraded windows and doors bring in abundant natural light while enhancing the connection to the surrounding Sedona landscape. The custom primary suite provides a private and refined retreat, while the thoughtfully designed living spaces flow seamlessly outdoors. 3 large decks overlooking Sedona's stunning red rocks. Exceptional native landscaping creates an inviting setting for entertaining, relaxing, and enjoying Sedona's distinctive beauty. Updated mechanical systems provide peace of mind, while the extensive remodel delivers the quality, style, and functionality expected from a truly turnkey luxury home. There's a bonus room/storage in the basement crawlspace. This location is incredibly private, yet moments from the heart of everything Sedona has to offer. Access to world class hiking and biking trails from your door! A rare opportunity to own a fully remodeled custom home in one of Sedona's most desirable neighborhoods.

365 Foothills South Drive, Sedona
$689,000
3 Beds ⋅ 4 Baths ⋅ 7078735 MLS ⋅ 2,515 SqFt.
Three EN-SUITE BEDROOMS, including a private MAIN-LEVEL SUITE, make this spacious Las Piedras home a rare find in the Village of Oak Creek. Tucked at the end of a quiet cul-de-sac, this 3-bedroom, 3.5-bath residence offers an exceptionally flexible floor plan, equally well suited for full-time living or as an easy lock-and-leave second home, with wonderful privacy for family and guests. Cathedral ceilings create a wonderful sense of volume in the main living area, with an open-concept layout connecting the living and dining spaces to a private patio. The spacious upstairs primary suite includes a generous sitting area with room for reading, yoga, a home office, or simply relaxing, while the second upstairs suite enjoys beautiful RED ROCK VIEWS with Bell Rock framed in the distance. Designed for an easy lock-and-leave lifestyle, the home also offers main-level laundry, direct garage access, and HOA-MAINTAINED EXTERIOR, including roof and stucco, along with access to the community's seasonal pool and spa. Golf, dining, Clark's Market, fitness centers, and miles of scenic hiking and biking trails are all just minutes away. With its three-suite floor plan, quiet cul-de-sac setting, red rock views, and convenient Village of Oak Creek location, 55 Corte Banca offers a special combination of versatility, privacy, and easy Sedona living. Come experience it for yourself.

55 Corte Banca --, Sedona
$1,699,900
3 Beds ⋅ 4 Baths ⋅ 7078287 MLS ⋅ 3,444 SqFt.
Cookie cutter? Not a chance. This European-inspired retreat was built by someone with taste and zero interest in blending in: hand-troweled plaster, carved beams, a copper farmhouse sink, a copper soaking tub, all across 3,444 sq ft on two levels. The living room goes vertical: soaring ceilings, stone fireplace, and a wall of glass that turns red rock into wall art. Formal dining with views that outshine the china. Eat-in kitchen built for the way you actually live. Two primary suites. w/ 3rd bdrm used as an office, 3.5 bath, .298 acres. Wrap-around view decks on both levels, hot tub under the stars, second living room and fireplace downstairs. Hiking and biking trails start at your door & you're in the heart of Uptown Sedona. Short-term rentals allowed: own as your 2nd home, let it earn while you're gone. Houses like this don't get built twice. Priced as-is, with the pre-inspection and contractor bid available. Year built is 1985 but Prior owner did major remodel in 2010.

260 Ridge Road, Sedona
$749,000
3 Beds ⋅ 3 Baths ⋅ 7078191 MLS ⋅ 2,760 SqFt.
Rarely does an end unit come with this much privacy or this view. Wake up to Thunder Mountain and Coffee Pot framing your mornings, in a home that has already done the work for you: a complete kitchen and bath renovation, all-new windows, solid wood interior doors, a re-framed and refinished front entry, and bamboo flooring in bedrooms (upstairs) The living room's recessed lighting sets the stage for a glass electric fireplace with a heat setting and color-changing light, the kind of detail that turns an ordinary evening into an occasion. Upstairs, every room carries the same refined, move-in-ready feel. Sellers are licensed Arizona Realtors.

10 Calle Del Medio --, Sedona
$1,250,000
3 Beds ⋅ 3 Baths ⋅ 7078047 MLS ⋅ 3,195 SqFt.
This exceptional home reveals its architectural pedigree at every turn. Designed in harmony with Sedona's dramatic landscape, open, flowing spaces dissolve boundaries between indoors and outdoors, while expansive bands of glass capture ever-changing red rock views, light and color. Wood and stone finishes echo the natural setting, and terraces extend living into the landscape to capture those legendary Arizona sunsets. A low, sheltering roofline, thoughtful geometry and seamless transitions embody principles of organic architecture. Two fireplaces ensure conversation. Timeless neutral colors in richest hues of grey in the primary suite and absolute quality in each selection. Serene, timeless and deeply connected to its surroundings, this is a home where architecture and nature become one. 237 Lookout Drive | Sedona, AZ 86351 Some Sedona views simply stop you in your tracks. Sweeping panoramas of Bell Rock, Castle Rock and Courthouse Mesa take center stage from this exceptionally private 3,195 SF Canyon Mesa end unit adjacent to National Forest. An expansive L-shaped wraparound deck offers a front-row seat to spectacular nightly sunsets, while walls of glass bring the red rocks into almost every room. With no steps at the entry or from the attached 2-car garage, everyday living is entirely on the main level, including the primary suite, kitchen, dining and living areas, powder room and laundry. The spacious lower level offers exceptional flexibility for guests, work or play. With STR potential, golf, tennis and a community pool, enjoy as a full-time home, Sedona retreat or investment property. From the moment you enter, your eye is drawn through the home toward the red rocks beyond. Vaulted tongue-and-groove wood ceilings, skylights and expansive glass create an airy main level filled with natural light, while large sliding doors connect the interior directly to the L-shaped wraparound deck. Here, the landscape isn't simply something you look at--it becomes part of everyday life. Red rocks fill the windows, appear beyond the glass doors and follow you from room to room, with expansive views enjoyed from both levels of the residence. Privately positioned as an end unit adjacent to Coconino National Forest, the setting offers a rare combination of dramatic red-rock scenery in one direction and the trees and natural beauty of the forest in the other. The deck is one of the home's defining features. Designed to take advantage of the elevated setting and broad horizon, it creates multiple places to dine, gather or simply watch the landscape change throughout the day. As evening approaches, the deck becomes a front-row seat to Sedona's spectacular nightly sunsets. Despite its generous size, the home offers the ease of everyday single-level living. There are no steps at the main entry or from the two-car garage, and everything needed for daily life is located on this level: kitchen, breakfast area, dining room, living room, primary suite, powder room and laundry. The kitchen and breakfast area enjoy beautiful red-rock views, while the dining room may be one of the home's most memorable spaces. Vaulted wood ceilings rise overhead as walls of glass frame the surrounding formations, creating a dramatic backdrop for everyday meals and entertaining. The living room continues the connection to the landscape with vaulted ceilings, abundant glass, deck access and a wood-burning fireplace. The primary suite is also located on the main level with direct access to the wraparound deck and a generous ensuite bath. Descend to the lower level and the scale of the home becomes even more apparent. Rather than space required for everyday living, this level provides an extraordinary amount of additional flexibility. A billiards room creates a natural recreation space, while an expansive office/flex area incorporates a comfortable sitting area with fireplace, direct covered patio access and enviable red-rock views. A separate guest bedroom and bath with direct patio access make the lower level especially well suited for visiting family and friends, extended stays, working from home or simply enjoying additional space to spread out. Beyond the residence, Canyon Mesa Country Club offers the ease of a gated community with a scenic 9-hole executive golf course, tennis, community swimming pool and recreational amenities. Short-term rental potential adds another layer of flexibility: make 237 Lookout your full-time Sedona home, keep it as a lock-and-leave retreat, operate it as an investment property, or enjoy it as your own while generating nightly rental income when you're away. It is a rare combination of lifestyle, flexibility and setting in one of Sedona's most recognizable landscapes. And ultimately, it is the setting that makes 237 Lookout unforgettable. National Forest at your back, iconic red rocks across the horizon, and a wraparound deck with a front-row seat to the sunset. This is Sedona living at its very best.

237 Lookout Drive, Sedona
$1,950,000
3 Beds ⋅ 3 Baths ⋅ 7077826 MLS ⋅ 2,972 SqFt.
Wrapped in windows and set on 0.65 acres in a gated, private section of West Sedona's Thunder Mountain Ranch, this organic modernist home was architect-designed and custom-built in 2016 to showcase views from every room. Walls of glass sweep around corners to stacked stone columns, blurring the line between indoors and outdoors. A highly functional floorplan flows across 2,972 square feet, with 3BR/2.5BA, a flex room, separate morning and afternoon outdoor decks for four-season outdoor living, and exceptional storage at every turn. Welcome to 15 Rawhide Drive. Step through the front door and the red rocks come to meet you. Twenty feet of floor-to-ceiling glass stretches across the great room with views of Little Sugarloaf and Fay Canyon, close enough that the light changes with them all day. Enjoy the warmth of the open gas log fireplace on a winter day. Open two banks of eight-foot sliding glass doors nearby to take in the sound of birdsong and the fresh smell of juniper and piñon pine. This gracious room is sized for comfortable seating, with an entertainment center adjacent to the fireplace. Gather in the dining room, where abundant space welcomes a full table, and a lit alcove ceiling softly glows overhead. Step straight out to the adjacent deck to enjoy al fresco dining, with BBQ space nearby. Enjoy sunny mornings here in the winter, and cool shade on summer afternoons. Bathed in light from its own wall of glass and wrap-around windows, the chef's kitchen checks every box. Cook with Thermador professional-grade appliances, spread out across a large center island with wrap-around counter seating, and take advantage of abundant counter space, a separate prep sink, and filtered water at both sinks. Solid wood cabinetry with soft-close drawers and doors, under-cabinet lighting with hidden power outlets, and a walk-in pantry round out a kitchen truly designed with cooking in mind. The owner's suite is a view-filled oasis of serenity. Wake up to views through more floor-to-ceiling windows that wrap around corners, and take in the morning light as it shines on Little Sugarloaf. Linger in a sitting area here to watch the light as it plays across the rocks. The views continue into the owner's bath, where you'll find double vanities with in-drawer power, a walk-in shower, private water closet and generous linen storage. Step through pocket doors just off the primary bath into a flex room highlighted by two walls of panoramic windows. Use it as an exercise room today, or reimagine it as an office, a yoga studio, or even a wellness suite with space for a sauna and cold plunge. The owner's suite finishes off with a large, well-designed walk-in closet, featuring multiple stacks of drawers, abundant hanging space and shelving. The guest wing of the home is preceded by a convenient home command center with a roomy desk, generous cabinetry and shelving. Nearby, the home's half-bath makes its own statement, with an Onyx stone counter glowing from below to cast a soft, dramatic glow for guests. The home's two additional bedrooms are located down an art gallery corridor bathed in light from overhead skylights. These two bedrooms share a guest bath that features double vanities, a spacious tub/shower and a private water closet. The home's laundry center is conveniently located near the owner's suite and guest room corridor, directly off the garage. Enjoy natural light from corner windows at the laundry sink. Find plenty of folding space on multiple countertops. Tuck everything away in the abundant cabinetry storage. There's also room here for a full-size refrigerator or dedicated wine cooler. The 655-square-foot garage is 27 feet deep and offers plenty of space to hold bikes, hiking gear and everything else Sedona life collects. This remarkable home was designed by architect Paul Overman and built by Buddy Rhodes. It is located in one of the coveted gated sections of Thunder Mountain Ranch, just a short walk up to the community green space and covered ramada. Take in glorious sunrises and spectacular sunsets from this private park, where 360-degree red rock views stretch out for miles from the highest points in the subdivision. Thunder Mountain Ranch is a 90-acre upscale residential community of 119 lots, featuring abundant protected green space and bordering National Forest land. You're a 10-minute walk from your front door to world-class hiking at Sedona's Thunder Mountain Trailhead, and within a five-minute drive of four grocery stores, numerous restaurants, shopping, theaters and more. Come experience the best of West Sedona luxury living -- request your exclusive preview today.

15 Rawhide Drive, Sedona
$425,000
2 Beds ⋅ 2 Baths ⋅ 7077779 MLS ⋅ 1,324 SqFt.
Think owning a home in Sedona is out of reach? This may be the opportunity that changes your mind. Tucked into a quiet corner of West Sedona, this inviting two-bedroom, two-bath home offers more space, flexibility, and outdoor living than you might expect. Mature landscaping, a welcoming front yard, and a spacious backyard with generous decking create a private setting for morning coffee, gardening, entertaining, or simply slowing down and enjoying Sedona's beautiful weather. Inside, high ceilings give the living room an open, airy feeling, while the updated kitchen and vinyl plank flooring add fresh, practical appeal. Two fully enclosed bonus areas invite a little imagination: the enclosed porch is currently arranged as an inspiring home office with an additional refrigerator, while the second room could become an art studio, hobby room, exercise space, or generous storage area. These bonus spaces are not heated or cooled. A large detached two-car garage and generous driveway provide exceptional parking and storage. Located in the 55+ Sunset Hills community just behind Sedona Shadows, the sale includes both the home and the land--there is no land lease. Conveniently positioned near the western edge of Sedona, you can enjoy easy access to both Sedona and Cottonwood without navigating the busiest areas of Sedona traffic every time you leave home. Comfortable as it is and full of potential, this is a home you can settle into now, personalize over time, and truly make your own.

120 Moonlight Circle, Sedona
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